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Loans

Short-Term Loans, Explained Clearly

Need cash for a little while? Here’s how a collateral loan works at KAC Jewelry and Loans.

Préstamos con garantía — explicados con claridad.

How It Works


  1. Bring in an item

    Jewelry, gold, watches, electronics and other items of value. Bring a valid ID.

  2. We evaluate it

    Our team looks at the item and explains what it may be worth to us.

  3. Review your options

    We walk you through the loan terms in plain language before anything is signed. You decide.

  4. Repay and reclaim

    Repay within the agreed period to get your item back.

Good to know: Loan terms, fees and timelines are provided in store and in your written agreement.

What Can I Bring?


  • Gold, silver and fine jewelry
  • Diamonds and gemstones
  • Watches
  • Electronics
  • Tools and other valuables
Ask a Question

Quick Questions

What do I need to bring?

A valid government-issued photo ID and the item.

How long do I have to repay?

Ask our team — terms are explained in store and in your written agreement.

¿Hablan español?

Sí, se habla español.